One of the most common questions we get is: "How can you offer that kind of yield—and is it really safe?"

It’s a completely valid concern. At Rand, we take these questions very seriously. That’s why we want to explain everything clearly, step by step, with no fine print.

How do we generate yield?

The returns you earn on your Earn account come from activities such as staking and lending on blockchain networks.

Through these operations, we act as network validators (verifying transactions) or liquidity providers. In return, we receive rewards.

To participate in these environments, we must operate within the digital financial system. That’s why we convert euros into EURC, a digital currency pegged 1:1 to the euro.

Why EURC?
Because it’s a regulated stablecoin that complies with European standards.
Using EURC is not just a choice—it’s a legal requirement within the European Union for generating yield in a transparent and compliant way.

What do you see as a user?

Even though we operate using crypto assets, you always see everything in euros.
We handle all the internal conversions (from FIAT to EURC and back), and we also cover the cost of those conversions (known as "swap" fees).

That way, you can just activate your savings on autopilot and watch your money grow—without needing to understand blockchain or deal with any crypto yourself.

What about security?

This is where Copper comes in—our trusted digital custodian.

• Copper safeguards digital assets for major institutions like Barclays and BitGo.
• It is insured by Lloyd’s of London.
• It offers Level 1 coverage, the highest standard on the market, specifically designed for digital assets.
• Copper is also ISO and SOC2 certified, meaning your funds remain protected even in the unlikely event of a Rand insolvency.

We are registered with the Bank of Spain

On top of operating under European standards and using regulated custodians, Rand is officially registered with the Bank of Spain as a provider of virtual-to-fiat currency exchange services and digital wallet custody.

Our official registration number is D697.

This means we fully comply with both Spanish and European regulations on anti-money laundering and financial supervision.
It’s an additional layer of transparency and security for you as a user.

In summary:

• We generate yield by validating blockchain transactions (staking/lending).
• We use EURC, as required by European regulations.
• You see everything in euros—we handle all currency conversions.
• Your funds are protected with the highest level of digital asset security.

That’s how Rand helps your money grow—simply, legally, and securely.