These days, saving money in a traditional bank is almost like hiding it under your mattress while inflation eats away at it year after year. Some banks promise returns, but only with extreme conditions, mandatory direct deposits, or “attractive” rates that, once you read the fine print, only apply for a measly three months... and then it’s back to the usual: virtually nothing. With low interest rates and hidden fees, traditional banks continue to profit at the expense of their customers.

But what if there were an alternative where your money actually works for you—no strings attached? That’s where Rand comes in. An innovative fintech that’s revolutionizing how people grow their savings.

So, why choose Rand over a traditional bank? Here’s why:

Your Money Grows, It Doesn’t Sit Idle

While banks offer between 0.5% and 2% on interest-bearing accounts (if you’re lucky), Rand lets you earn up to 6.5% APY, safely and effortlessly.

• No lock-ins or fixed terms: Access your money whenever you want.
• No hidden fees: Creating an account, depositing via bank transfer, saving, and withdrawing—all completely free.
• No strings attached: You don’t need to buy other products to earn interest.
• Extra rewards: Earn bonus APY for not withdrawing. Every 30 days you keep your balance, you get an extra 0.1% APY.

With Rand, you can deposit via bank transfer, save big in a high-yield account (the Earn Account), and withdraw your earnings whenever you need—all at zero cost.

What makes Rand unique is simple: no fees, no lock-ins, and real benefits to help you grow your savings without spending a single euro. Our goal is to help you maximize and multiply your savings through our flagship product, the Earn Account, offering up to 6.5% APY with just one condition: keep your savings in the account and watch them grow month by month.

Security Above All

One of the biggest concerns when trying new financial alternatives is safety—and rightfully so. That’s why Rand places a strong focus on protecting users’ funds.

• Up to $500 million in coverage: Rand works with Copper and Lloyd’s of London, one of the world’s largest insurers, to protect funds in Earn and Prize accounts.
• No dependence on the Deposit Guarantee Fund (DGF): Because we’re not a bank—we’re an electronic money institution where your money is always available and kept separate from our assets.
• Registered with the Bank of Spain as a digital currency exchange and service provider. Check the registration here.

Still have questions about the safety of your money? Read this article for more info.

Tech Innovation for Better Returns

Rand isn’t a bank—and that’s exactly why we can offer better conditions.

• Blockchain & staking: Rand earns yield by validating blockchain transactions, generating steady income without relying on crypto volatility.
• Optimized financial strategy: We convert euros into digital assets and back again to offer you the best possible return.
• No abusive fees: Rand covers all conversion and operational costs. You deposit euros and get euros back—only with gains.

All you need to worry about is saving more.

Full Transparency & Control

Unlike banks, Rand gives you total control over your money.

• Withdraw whenever you want: No lock-ins, and yes—it’s free.
• No small print, no tricks: What you see is what you get.
• Tax report available: Need a summary for your income tax return? Request it instantly in the app, download it, or email it to yourself.

Customer Support That Actually Supports You

At Rand, we make it fast and easy to get help:

• Support in under 24 hours via app, website, or email.
• Submit tickets directly from the app with clear categories (Earn Account, withdrawals, logins…).
• Attach files to clarify your issue.
• Real-time tracking with email confirmations and push notifications.

Rand vs. Traditional Banks: A Clear Comparison

Affiliate Program & Referral Rewards

With Rand, you don’t just earn from saving—you can also earn by sharing the app with others.

• Affiliate Program: Tailored for content creators, websites, and users with active communities. We offer one of the most competitive commission structures in the market. Earn 20% of your affiliates’ earnings!

Want to learn more? Sign up here using your Rand app credentials—it's completely free.

• Referral Program: For every friend you invite, you can earn up to €500 in rewards. Yes, you read that right. There’s no limit to how many friends you can refer.

Where? Inside the app’s referral program. Click here to learn more.

If you’re looking for a way to earn extra money while helping others grow their savings—this is your chance.
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The Future of Saving Is Rand

Traditional banks have dominated the financial space for far too long—offering nothing in return. Rand is here to change that.

With better returns, top-level security, full transparency, and cutting-edge tech, Rand is the best alternative for those who want their money to work for them.

Stop losing money in your bank. Try Rand today and start earning more from your savings.

👉 Sign up for free here

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